Home Equity Loans

Your home could be a cash cow. Let it pay for repairs, a vacation, or just about anything else.

Key Features

Fixed Rate Home Equity Loan

Convert the equity in your home into cash you can use
Low, fixed rates for several short-term or one-time needs:
- Education expenses
- Major life events
- Home remodel projects
- Debt consolidation
- And much more
The existing equity in your home is used as collateral backing
Tax-deductible interest*
Minimum amount is $10,000
Maximum amount is $100,000
Available 90% LTV (including any first mortgage balance) with SEV (State Equalize Value) multiple by 2
Accommodating repayment terms that work uniquely for you
- Terms of up to 10 years
Payments to fit anyone’s budget — monthly, semi-monthly, bi-weekly or weekly
Make automatic payments from your checking or savings
Loan payment protection — credit life/credit disability/unemployment protection
Quick, local decision-making and processing
Attentive, friendly service from start to finish

Home Equity Lines of Credit (HELOC)

Turn the equity in your home into ongoing, affordable financing
Low, variable rates for several ongoing or seasonal needs
Funds available anytime without reapplying; apply once, then use repeatedly thereafter
Revolving credit — as principal is repaid, more becomes available for use
Funds easily available via in-person or phone transfers to a specified checking account
Interest may be tax-deductible*
Minimum amount is $10,000.00
Maximum amount is $100,000
Max LTV is 90%
Accommodating repayment terms that work uniquely for you
- Terms of up to 10 years
Payments to fit anyone’s budget — monthly, semi-monthly, bi-weekly or weekly
Make automatic payments from your checking or savings
Loan payment protection — credit life/credit disability/unemployment protection
Quick, local decision-making and processing
Attentive, friendly service from start to finish

*Consult a tax advisor.