About The Local Credit Union

In 1949, a group of middle class Americans met to form a credit union in an effort to serve workers at the Ford Axle Plant in Sterling Heights, Michigan. Creating a financial institution to help one another was – and still is today – the purpose of The Local Credit Union.

In today’s competitive financial institution market, it is not easy to see the difference between a bank and a credit union. Mega-credit unions and banks can be found on every street corner trying to be everything to everybody.

The difference is clear at The Local Credit Union, let us explain:

Who we are:
The Local Credit Union employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter.

The Local Credit Union prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members.

Who we serve:
The Local Credit Union serves middle class working families with middle class workers to complete a “Made In The USA” financial cycle.

The Local Credit Union serves proud union workers whose union locals are headquartered in Wayne, Oakland and Macomb counties because that is who WE are – union workers.

If middle class America is important to you and you want to feel like you are a part of something different while supporting fellow union brothers and sisters, WE are here for YOU.


    The Local Credit Union
    39139 Mound Road
    Sterling Heights MI 48310

    (586)264-1212 Sterling Heights
    (800)974-6478 Toll Free
    (586)264-9447 Fax

    MON - WED......................9:00am - 5:00pm
    THURS.............................9:00am - 5:00pm
    FRI...................................8:00am - 6:00pm

Serving Wayne, Oakland & Macomb County

Click Here to find any of the 30,000 24 hour CO-OP Network ATM services available at all locations. When using this ATM network, there is no service charge.
Shared Branches
Click here to get more information on local Credit Union Family Service Centers.

Important Numbers

  Access your Credit Union accounts 24 hours a day:
Telephone Access System (TAS): (800) 466-1212

For Reporting Lost/Stolen Credit or Debit Cards When the Credit Union is Closed
Master Money Debit Cards - After Hours - Lost/Stolen # within US 1-888-241-2510;
Outside US 1-909-941-1398

VISA Credit Cards - After Hours - Lost/Stolen
1-800-325-3678, Other Customer Service 1-800-237-6211

Routing and Transit Number: 272485194